Resident tax rates, 2026–27
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 + 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,020 + 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 + 45c for each $1 over $190,000 |
Source: Australian Taxation Office individual income tax rates. The second bracket dropped from 16% to 15% on 1 July 2026 — the first of two legislated cuts (14% from 2027–28). Use the FY switcher above for 2025–26 figures. Rates exclude the Medicare levy, shown separately above.
Questions people actually ask
Is super included in my salary figure?+
Enter your base salary before super, then use the advanced panel to see how much your employer adds on top at the 12% guarantee rate.
Why is the Medicare levy separate from income tax?+
They're calculated differently — the levy is a flat 2% of taxable income above a low-income threshold, while income tax is bracketed. We show them separately so the breakdown matches your payslip.
Does this account for my HELP/HECS repayments?+
Turning on "Study / training loan" in the advanced panel adds an estimate using the 2025–26 repayment thresholds, but check the current ATO rates before relying on the figure for a real repayment plan.